Risk Management and Insurance
Life constantly throws the unexpected at us. Expect the unexpected. Planning for and managing risk is integral to securing you, your family, and your business’s future.
The Basic Rules of the Risk Management Process:
- Coverage for potential catastrophes should be purchased first (Life, Disability, Health, Homeowner’s, and Auto).
- Severity is more important than probability
- High probability will mean high premiums or a decline of coverage by the carrier