Tax planning is a critical component of financial management that helps individuals and businesses optimize their tax strategy and maximize their savings. Effective tax planning requires a thorough understanding of tax laws and regulations, as well as a strategic approach to managing your income, expenses, investments, and other financial activities. This blog post will
Tax-Free Retirement Accounts are a great way to maximize income and capital appreciation without incurring taxes at withdrawal time. ** I want to start by disclosing that certain rules, guidelines, and stipulations are instituted for these types of accounts, and these might not be available or suitable for everyone. Please get in touch with
Let’s Talk Tax-Free Retirement Accounts Read More »
Estate planning and administration post-mortem ensure our assets efficiently move to our heirs in the manner we directed. In a previous post, we discussed the estate planning checklist necessary when reviewing your assets and directives (https://boyerfs.com/blog/estate-planning-checklist-in-california/). Today, I would like to review in more detail the necessity and types of Trusts available. This will
Estate Planning and Administration Read More »
Mark Boyer’s Journey from the sandy beaches of Southern California to USC and then the NFL. In his words, he details his experience with players, both present and past, on money habits, pay, and investing. Oh, how times have changed … and have not changed at the same time! Even though I grew up
From Football to Finance Read More »
The “R” Word… The one we all talk about reaching but are afraid to sacrifice for. Retirement is, in our opinion, the most talked about subject our clients would like to plan for. It is something that every human dreams of attaining. The long days of wandering an empty beach, taking a dip in the
Retirement Income Planning Read More »
Everyone has an “Estate.” Planning for guardianship, asset flow & protection, charitable giving & deductions, and tax implications can provide you with financial confidence knowing you and yours are covered. A knowledgeable and experienced Estate Planning advisor works to limit estate tax issues and costly probate court fees while protecting the things you hold
Estate Planning Checklist in California Read More »
The biggest economic report to come out this week — arguably for the full month, with a new Fed meeting commencing at the end of it — is out this morning: the Consumer Price Index (CPI) for December brings a headline number of -0.1% month over month, as analysts had expected, and swinging to a
December CPI Released – Inflation Declining Read More »
With 2023 kicking off and a recession in the cards, now is a great time to find a financial advisory firm that fits your needs and goals. Here are a few key points we think are important when hiring a financial advisor. 1. Compensation Firms offering advisory services can get paid in two ways:
Finding a Financial Advisor in Orange County Read More »
The word every investor fears… RECESSION. Let’s take the sting out of the word and characterize the why and necessity of economic contraction. Let’s start by talking about the definition and metrics of a recession. A recession is defined as two consecutive quarters of negative GDP Growth (which we had in Q1 and Q2).
As 2022 comes to a close, it’s a great time to re-evaluate how the year has gone. This year was a stark reminder of the importance of having a solid financial plan and investment strategy created by a trusted advisor. A crucial relationship in pursuing long-term client success. Here are a few things to
Year-End Financial Planning Checklist Read More »
